Payments and travel are use cases more associated with consumer assistants than workplace assistants.

“you know payments and travel and things like that are much more for the consumer but i don't think there's any fundamental difference right it's like really just like an ai that's doing things and it's just like happens to be like slight sort of pressure in one way or another and so one of the strengths of open ai is the fact that we have 1.2 billion consumers on chat gbt and we have also a leading coding and enterprise business and no one else is both in house and so that a lot of our strategies to say let's unify these”