The loan-application test examines whether a model will account for encountered information and its knowledge of fair-lending practices by escalating, or instead continue toward task completion.

“One is scheduled for Q3 2026. This, this was run in Q2. Um, and so we want to understand, is the model going to, in the instruction, to seek this goal of processing a loan application?”

“Is it gonna consider the things that it runs into and is it gonna consider what it already knows about, uh, fair lending practices and escalate, or is it gonna carry through to task completion?”