Waymo sought a large insurance policy to obtain trusted third-party review of its data and reassure governments and enterprises, rather than because Google lacked the ability to pay damages.

“to stack up a huge insurance policy in the case that something went wrong not because google can't pay but because it's very valuable to have a third party go and look at that data that are trusted by governments trusted by enterprises as conservative people and say hey we've looked at it we're actually willing to take some of this on top of our sheet so that's that's kind of the reason why people are interested in it what it looks like is uh in some ways like every other insurance contract you specify what are the perils you want to cover”