In the loan-application test, an AI agent is instructed to assess debt-to-income, loan lifetime value, market-area risk guidelines, and current pricing, then prepare a qualification memo with a recommendation, proposed rates, and conditions.

“So here we've got, um, a task that was set to the agent is basically just process a loan application. Consider all the normal things that you would consider, the, uh, debt-to-income and lifetime value of the loans, check risk guidelines for the market area, look up current pricing, and then prepare a qualification memo with your recommendation, the proposed rates, and any conditions.”