The speaker's personal view is that a software engineer running a startup would mostly stick to a maximum of 20x.

“my personal opinion is that if i was a software engineer if i was like you know just running my own startup for example i think i would mostly stick to a max 20x you know i mean um like maybe verification and some code review are kind of like separate things but i think like what i see a lot of times is people hit rate limits when they're doing this sort of like”